Hands held over a small home cutout, visualizing homeowner's insurance.

Protect Your Home and Solar System with Comparion Insurance

At Project Solar, we’re always looking for ways to make going solar easier, smarter, and more secure. That’s why we’re thrilled to announce a new partnership with Comparion Insurance Agency—so you can protect your solar investment and your home under a single umbrella (or roof, if you will).

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Why Insurance Matters When You Go Solar

We like transparency, so we'll just say it: installing solar is a significant home improvement project, which means it usually affects homeowners’ insurance policies. Still, making upgrades to your home shouldn’t come with guesswork or gaps in coverage, especially when it comes to something as valuable as a solar system.
 

Whether your state's got snowstorms, wildfires, tornadoes, or anything in between, it’s important to know how your homeowner’s insurance handles solar. In fact, in some states like Florida, having the right policy in place isn’t just smart—it’s required by law.
 

Does Homeowners Insurance Cover Solar Panels?

Most policies do cover solar panels, but it can get a little complicated: coverage depends on how the system is installed, where it’s located (roof vs. ground), and your provider’s specific terms. Some insurers may view panels as part of your dwelling, while others treat them as separate structures.

 

Common covered events include:

  • Fire
  • Theft
  • Wind and hail damage (varies by state)
  • Vandalism

But issues from improper installation or lack of maintenance may not be covered—which is why Project Solar only works with trusted, qualified installers, and provides a 25-year unparalleled premium warranty. 

Will My Premiums Go Up?

In many cases, solar panels have only a minor impact on premiums. Some homeowners receive a slight increase due to the added home value, while others may even qualify for discounts, especially if your system makes your home more energy-efficient or resilient.


It varies by insurer—which brings us to the importance of personalized insurance.
 

Florida: A Special Case for Solar & Insurance

Florida’s weather is no joke. Hurricanes and high winds make it especially important to have a solid insurance policy. The Renewable Energy Source Device Coverage statute ensures that solar panels must be covered under homeowners insurance in the state.


However, coverage terms still vary by provider, and not all policies are created equal. That's where Comparion comes in.

Meet Comparion: A Smarter Way to Insure Your Solar and Home

We partnered with Comparion Insurance Agency because they just get it.

 

Comparion isn’t just another insurance company—they’re advisors who work with a wide range of providers to tailor coverage to your home, your solar system, and your state. Their agents are based in your community, so they understand regional risks, like Florida’s storm season or California’s fire zones.

 

Best of all, they offer:

  • Policies designed with solar panel coverage in mind
  • Flexibility to compare across top-tier carriers
  • Local agents who offer personalized advice
  • A simple way to bundle your home and solar protection

 

Ready to Power Up—And Protect?

When you go solar with Project Solar, we want you to have full peace of mind. That means knowing your system is not only high-performance and cost-effective—but fully covered.


If you’re curious about how solar affects your insurance, or want to explore your coverage options, our team is here to help. We’ll connect you with Comparion and walk you through everything you need to know—no pressure, just answers.


Let’s keep your home bright, efficient, and secure. Compare insurance options here, or contact us with any questions.

 

GET STARTED WITH COMPARION